music for this feel?
Music for this feel?
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How did you get a negative balance in the first place?
that's me every other thursday lol
auto pay bills
>willingly enslaving yourself to debtors for the rest of your life just to get a worthless degree that won't get you anywhere in an impossible job market
That's gonna be a "yikes" for me
That kind of shit is exactly why I don't use autopay
niggas spend 200 a month on food and 500 on shoes and wonder why they can't pay their bills lmao
The alternative is getting kicked out by your parents abd expecting to get a high paying job with a high school diploma and no job experience or knowledge of how to get by.
file for bankruptcy and assume a new identity
warning, do NOT use chase's online "take a picture to deposit a check" thing. took 5 days for my check to clear. fuck that
Downward Spiral - Nine Inch Nails
Lonesome Crowded West - Modest Mouse
Why are Americans so bad at managing money? Literally nowhere else in the world you see people in their 20s with massive debts like $20K, $30K, $60K
>Go to college for free
>Take out loans to buy VR headsets and other cool shit
Music for this feel?
>Why are Americans so bad at managing money?
Cause we give most of it to Goldman Sachs and Isreal.
its a collection of issues
we aren't taught money management in school (unless you major in finance or some shit in college)
college costs a shit load and is barely subsidized by the gov't (even state colleges can cost 20k a year or more for in-state residents)
we're told from an early age its good to take loans out and told if we cant pay them back that we're failures
wages are stagnant while prices for everything else steadily increase.
lmao
Wow, it sure would be nice for the U.S to have Universal Basic Income and more student loans forgiveness programs that could benefit creative people, such as musicians.
> I make art that means I'm creative and special! !
it sure would be nice if UBI was a real thing and not a fairytale
Based Yangposter
Based yang gang
Lol maybe if you’re bad at math. STEM majors don’t have troubles finding jobs
>wages are stagnant
not in my state, minimum wage will seemingly never stop rising
Dude I'm unemployed and live off college grants and have 2k in the bank.
it varies from check to check
last check i deposited using it, it took 2 days to clear fully.
lots of factors play in dip shit.
like if you do it before 11pm, is it the weekend, etc...
cash a check on a monday night 7pm, half of it will clear on tuesday, and by wednesday morning, it'll have fully cleared
hell i did philosophy at state school and have a job that pays $45k