How much do you have in savings right now? I don't have a job but I'm in college. I heard somewhere that you should have 6 month's worth of savings at any time, but that sounds unrealistic unless you live like a cheap fuck and/or make over 100k a year
How much do you have in savings right now? I don't have a job but I'm in college...
Ideally you should have 9 months of expenses saved back for an emergency like an injury. I just bought a house a few months ago so right now I don't have shit.
>Ideally you should have 9 months of expenses saved back for an emergency like an injury
Isn't that what insurance is for? I mean, if you're gonna have that much cash just for an injury you may as well just buy health insurance. Or do you mean in case you can't work?
Not so much for paying for an injury but surviving off whatever you may get for long term disability which usually isn't 100% of your paycheck so your income will be reduced for a while.
dem thighs tho'
>in savings right now?
a few thousand
>unless you live like a cheap fuck
that's me
>make over 100k a year
fukk no
That does make sense. 9 months seems like a lot though. How do you even save that much in the first place? Live with your parents for a year after graduating college?
Live within your means enough to save it up. It'll take a long time believe me. But it's a lifesaver if you ever get injured or lose a job in a tight job market.
I have 8 months worth my salary in savings, I'm a cheap fuck who makes decent money.
119k.
>How much do you have in savings right now?
about tree fiddy