Oldfags give tips / advice based on past experiences / mistakes

Dont waste your 20s. This is likely your most important years of your life.
Perhaps think long term about financial planning. Save money, so your not in your 60s working at walmart. Even $10 a month can become a million dollars over decades. You only really need 2 million to retire. Which sounds like alot. But if you start saving when your 18. By the time your 65. Combine that with social security, and you will have no stress.

I need help Yea Forums
I think i'm in love with this girl, problem is she has a boyfriend, now we have so much in common it's actually ridiculous, we have so much fun together, what should i do?
Should i tell her how i feel?
Should i just suppress these feelings and move on?

lmao ty for lightening things up pal.

keep it light.

Be careful about getting into debt.

bumps

Find something better to put your time in to. You won't remember her in a year

For a good credit rating, start with a credit card. Put all of your bills on it and then turn on autopay. Treat the credit card like a debit card, and don’t ever spend anything that you don’t already have in the bank. Don’t actually take on any debt on the card, just use the credit card as the payment method instead of having the money drawn from your bank account or paying in cash.

Always pay off the balance of the card during the grace period so that you do not get charged interest. There is no advantage to paying interest on a credit card. It will not have any positive effect on your credit rating.

If you have the discipline to do this, it will start building up your credit history early. Over time, your credit rating will become very high so you can qualify for very low rates on financing.

As far as I know, this is probably the most straightforward way to build up a good credit history. It doesn’t matter if you never pay interest on the card, you just have to show a consistent history of always paying off everything on time.

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bump

What is this credit score you all talk about?
I'm a Eurofag so i need some info pls.

Every societal “rung” that you climb feels more empty than the last.

I’m upper middle class, built up from nothing. 15 years ago, I was scrounging for change to pay for gas to get to work and college. Now, I have $5000 of disposable income per month after bills, taxes, savings, etc.

Guess what? It gets old after a few years. I had a less stressful and more fulfilling life back when I made far less. Why? Lifestyle inflation. You begin to acquire more as a “reward” for making it through difficult, stressful periods. Then, you fall victim to ownership. You spend more time maintaining and keeping your life’s work from eroding away than living.

Live modest
Save more
Invest your time into skills, not things
Spend more time with family
Never let work consume your life
Don’t take good health for granted

>Invest your time into skills, not things
what skills would you suggest?
i'm currently looking for a hobby but i don't know what to start.

Don't
If you tell her to be your gf and says no, you lost. If she drops him for you, she can do the same again for other dude, and you're fucked

Have fun as if the world's going to end, cultivate friendship, and in case of doubt about something new, the answer is yes.

Get the best job you can and don't aim for a job that just gets you some money and makes you feel trapped.

Play a musical instrument. Get in a band. It will be fun and make your brain better. Music is a great exercise.

If you want something, don't accept excuses from yourself. Just go for it. You're not too old to do it

What are you passionate about? Pursue passion.

I invest as much time as I can into music, practicing, writing, etc. After the initial investment, it’s not an expensive hobby.

I also do classic/exotic car detailing as a side hobby that I want to turn into a business someday. Once the house is paid off, I could easily retire doing detailing

why should i listen to any advice you have to offer if you're still stupid enough to be coming to Yea Forums

That's the thing, i don't know what my passion is, movies? music? 10 years ago i played the guitar and the piano but i barely remember anything now.
Cinema is easy because i can just download movies and listen to conferences, playing a musical instrument costs some money.

This. So much this.

STEM if you can get good grades
Trades if you can't
Either choice, you win.

bump

Never pass up any pussy.

What happens when you hit 65 and have all the money in the money you clinged onto adn sold your time for but your health is shit and youre low energy and tired all the time and you can't actually do any of the things you thought youd do once you retire?

Everything costs something.
Any investment in YOU is a good investment.

Don’t sell yourself short.

And as for instruction, Youtube has amazing levels of instructional content. I had guitar lessons when I was 10, and didn’t take it seriously. After several years, I picked it back up and taught myself how to play. When I hit a roadblock, I go on Youtube and watch how others handle a certain techniques

Wear sunscreen.
If I could offer you only one tip for the future,
sunscreen would be it.
The long term benefits of sunscreen have been proved by scientists
whereas the rest of my advice has no basis
more reliable than my own meandering experience
I will dispense this advice now.

Enjoy the power and beauty of your youth;
oh nevermind;
you will not understand the power and beauty of your youth
until they have faded.
But trust me, in 20 years you’ll look back at photos of yourself
and recall in a way you can’t grasp now
how much possibility lay before you
and how fabulous you really looked.
You’re not as fat as you imagine.

Don’t worry about the future;
or worry, but know that worrying is as effective
as trying to solve an algebra equation
by chewing bubblegum.
The real troubles in your life
are apt to be things that never crossed
your worried mind;
the kind that blindside you at 4pm on some idle Tuesday.

Do one thing everyday that scares you

Sing
Don’t be reckless with other people’s hearts,
don’t put up with people who are reckless with yours.

Floss

Don’t waste your time on jealousy;
sometimes you’re ahead,
sometimes you’re behind
the race is long, and in the end,
it’s only with yourself.

Remember the compliments you receive, forget the insults;
if you succeed in doing this, tell me how.

Keep your old love letters, throw away your old bank statements.

Stretch

Don’t feel guilty if you don’t know what you want to do with your life
the most interesting people I know didn’t know at 22
what they wanted to do with their lives,
some of the most interesting 40 year olds I know still don’t.

Get plenty of calcium.
Be kind to your knees,
you’ll miss them when they’re gone.

Maybe you’ll marry, maybe you won’t,
maybe you’ll have children, maybe you won’t,
maybe you’ll divorce at 40,
maybe you’ll dance the funky chicken on your 75th wedding anniversary
what ever you do, don’t congratulate yourself too much
or berate yourself either
your choices are half chance, so are everybody else’s.
Enjoy your body, use it every way you can
don’t be afraid of it, or what other people think of it,
it’s the greatest instrument you’ll ever own...

Dance,
even if you have nowhere to do it but in your own living room.

Do NOT read beauty magazines,
they will only make you feel ugly.

Get to know your parents,
you never know when they’ll be gone for good.

Be nice to your siblings;
they are the best link to your past
and the people most likely to stick with you in the future.

Understand that friends come and go,
but for the precious few you should hold on.
Work hard to bridge the gaps in geography in lifestyle
because the older you get,
the more you need the people you knew when you were young.

Live in New York City once,
but leave before it makes you hard;
live in Northern California once,
but leave before it makes you soft.

Travel.

Accept certain inalienable truths, prices will rise,
politicians will philander,
you too will get old, and when you do you’ll fantasize
that when you were young prices were reasonable,
politicians were noble
and children respected their elders.

Respect your elders.

Don’t expect anyone else to support you.
Maybe you have a trust fund,
maybe you have a wealthy spouse;
but you never know when either one might run out.

Don’t mess too much with your hair,
or by the time you're 40, it will look 85.

Be careful whose advice you buy,
but, be patient with those who supply it.
Advice is a form of nostalgia,
dispensing it is a way of fishing the past from the disposal,
wiping it off, painting over the ugly parts
and recycling it for more than it’s worth.

But trust me on the sunscreen

© Baz

Get checked for Alpha 1 Antitripsin levels. Huge underreported issue no doctors really even know about, finding out now when young could make being old a lot easier if you have deficiency.

Otherwise just do whatever you want, fuck this world, a fucking infinite universe hundreds of billions of galaxies each with hundreds of billions of stars.. More stars then grains of sand on earth.. You think this is real? It just came to be? That your consciousness just fucking evolved?

Man we're the universe dreaming about itself, nothing else. There dimensions and shit in this universe we can't even think about, let alone see or interact with. You think all this happened for you to be here and just an accident?? You are the universe, this body you're in might die, this string of consciousness might stop, but the universe and you keep going.

>Man we're the universe dreaming about itself, nothing else. There dimensions and shit in this universe we can't even think about, let alone see or interact with. You think all this happened for you to be here and just an accident?? You are the universe, this body you're in might die, this string of consciousness might stop, but the universe and you keep going.
nice one.

nihilistic homosexual

I remember one of my teachers playing this to us about 13 years ago, in our last month of school.

Baz Luhrman

>Accident

you keep using that word..

>970
lol

If you are in your 20's learn as much as possible.
I'm 23 right now, and wasted 7 years on drugs and doing nothing than gaming and fucking as many women as possible, but I realize I could be a millionaire or so by this age,

BUMP

I was in a thread like this years ago - it was a huge success

1.) Your parents are probably right, at least when it comes to day to day life
2.) Getting older isn't bad, at least not at first. In fact it is liberating and fun. Half a century here and having a pretty good time of it. If you're a guy, find a younger mate. If you're a girl, try an older mate.
3.) There are, however, some things you should do NOW, like go to concerts, ride dirt bikes, stay out all night, go out with girls who are as bad as relationships as you are and make some mistakes together (not STDs and unwanted kids, just, stupid relationship stuff)
4.) Your reputation is the most valuable currency you will have. Think about how others perceive you, but don't obsess over it if they are insufferable pricks
5.) Avoid unnecessary debt both monetary and otherwise. If you must go into debt, always pay it off.
6.) Always be kind to anyone and anything lesser / poorer / in a worse position than you.
7.) Develop a functioning system of beliefs and morals and stick with them.
8.) Don't drink the liberal socialist koolaid. Some people in life will do better than others. Life is a struggle and an opportunity for self improvement. This improves ourselves our nation and our race. (Yes, I'm white, and I love being white)
9.) Always be prepared to take care of yourself. Everything you face is an opportunity to overcome and learn something new. Fix your own problems. Fix your own car. Find yourself new opportunities to make a living.
10.) Understand that many people in this world are dumb / confused / outright mean and steer clear of them. Associate only with those of good character. Find a good mate and have a few kids, and raise them right.

This is the most stupidest read I've ever read all day. This almost makes me feel sorry for your dumbass. KYS

I guess it's too late/early for some people that's why it's slow.

semi /thread

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Never put your dick in crazy.

No, your grammar is the most stupiest read I've ever read all day.

take care of your teeth, the little fuckers are responsible for so many other health problems and cause absolute agony when they fall apart, if left unchecked they can kill you.

Kike

it's ok, it can be tried more often.
anons love sharing information with each other, especially the "learn from my mistakes" kind

I think it will help all of us all a lot to have one or a few of these every month or few months

Never relax around blacks

Luckily you have the money to make things comfortable

world doesnt owe you happiness

The matrix has you

Should I start brushing my teeth and start studying my college course before it starts in april? Course is mechanical engineering

Don't stick your dick in crazy
Drugs can be fun but get boring, don't center your life around them
Become fluent in as many skills, tasks and languages as possible

bump
lol what

>fluent in Hebrew, English, Russian, German, and French.
>mfw my dream is to become a doctor