The only mmr that matters

The only mmr that matters

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600 here. When I got my first card nobody told me that it literally takes away points if you max if out, EVEN if you pay it off in time.

Good goy

>Credit score actually measuring how good you are at paying shit off and not what a good goy you are by paying (((interest)))
See what happens when you pay off your loan or your utilization falls to 0% because you pay your credit card balance off early. Your opinion of the system will change rapidly.

673, I got into massive credit card debt because of my parents making me pay for stuff with my credit cards so it dropped like a motherfucker.

same, I thought I would be good if i just paid it all off in time but apparantly that still sinks your score into the absolute gutter. Kikes omitted that detail

>good goy score
>MMR
lol now post your bank balance. I bet your in bronze.

>accumulate loads of debt to pay it off for good goy points so you can accumulate greater debt for more good goy points

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>have everyone play into this system so you can force house prices and college prices through the roof because its now expected that you will take out a loan due to them being easily avalible
>laugh your way to the bank
>realise you are the bank

>loaning money for any reason

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