>game locations you could settle down and live in >your life there
Anvil. I'd be a monk and work/live at the chapel. I'd help the ill with my low level restoration. I'd talk with my monk frens into the early hours of the morning by the fire, scribbling notes and pondering the deepest levels of lore (history). I'd go on low key adventures to far off shrines with my monk buds and see Tamriel while doing it. I'd feel fulfilled with life knowing I'm doing good and worshipping Gods that actually exist and give their blessings to worshipers.
You can pretty much do this stuff in modded oblivion/skyrim, except for the staying up late at night talking about lore with NPCs. Although there's book mods so you can write your own and mods to make book reading on real-time (the world doesn't pause around you) so it's more immersive to do that kinda thing.